Life Insurance

Term, Permanent

• Term life insurance, fully convertible:: low cost coverage to pay for mortgages, college, key man business expense in the event of death.
• Permanent, cash value insurance with living benefits provide full life protection, and access to cash value

Senior Insurance

Medicare, Long Term Care

• Cover the gaps in Medicare coverage with Medigap or Medicare Advantage plans, as well as Part D for outpatient prescription drugs
• Long term care insurance provides for payment of cost of extended care.
• Provide added security for retirement principal through the use of a wide array of fixed return annuities

Health Insurance

Individuals, Families, Groups

• Balance your budget and the benefits you seek for optimum healthcare coverage
• Coverage for individuals, families or group insurance; child only insurance, unemployed, student, foreign travelers or visitors
• Dependents when employer sponsored plans are too expensive